If you thinking about buying a home and taking advantage of the tax credit be sure and follow these rules when applying for your loan.
1. Do not change jobs, become self-employed or quit or job.
2. Do not buy a car, truck or van.
3. Do not use credit cards excessively or let your accounts fall behind.
4. Do not spend money you have set aside for closing.
5. Do not omit debts or liabilities from your loan application.
6. Do not buy furniture.
7. Do not originate any inquiries into your credit.
8. Do not make large deposits without first checking with your loan officer.
9. Do not change bank accounts.
10. Do not co-sign a loan for anyone.
If you are thinking about purchasing a home I would be more that happy to help you. I can also give you recommendations for lenders to begin the loan process.
www.buyinclovisnm.com
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