Monday, September 28, 2009

Important Lubbock Places and Phone Numbers

Below is a list of some popular Lubbock phone numbers:

Electricity
Lubbock Power, Light, & Water: 806.775.2509
Xcel Energy: 800.895.4999
South Plains Electric Co-op: 806.741.4266

Natural Gas
Atmos Energy: 888.363.7427

Water
Lubbock Power, Light, & Water 806.775.2509

Friday, September 18, 2009

8305 Detroit Ave.

8305 Detroit Ave. Lubbock, TX
1921 Sq/ft
$130,500
3/2/2
Please go to http://www.shannonhcole.com/ for more information and pictures.

Thursday, September 17, 2009

South Plains Fair

It's almost time for the fair!

The South Plains Fair will be held Sept. 25-Oct. 3, 2009.

FAIR ADMISSION PRICES:
Adult, 13 and over $7.00 Children, under 13 $2.00 Parking $3.00

The fair has something for everyone. You can enjoy a free concert, eat great food, & view the livestock. There will be a petting zoo for kids along with carnival rides.

For more information about the fair please check out their website: http://www.southplainsfair.com/home.html

Monday, September 14, 2009

Texas Agency

Is your real estate agent really working for you?

Texas law requires that all real estate agents give information about brokerage services to prospective buyers, sellers, landlords, and tenants. Below is a form that explains brokerage services in detail. Please give me a call if you have any questions. 806.441.9537

http://www.trec.state.tx.us/pdf/contracts/op-k.pdf

Wednesday, September 9, 2009

Real Estate Glossary

Here are some common real estate terms and their definitions:

Deed- A written instrument, which when properly executed and delivered, conveys title to real property.

Easement- The right to use the land of another.

Encumbrance- Anything that burdens (limits) the title to property, such as a lien, easement, or restriction of any kinds.

Equity- The value of real estate over and above liens against it. It is obtained by subtracting the total liens from the value.

Fannie Mae- Nickname for Federal National Mortgage Corporation (FNMA), a tax paying corporation created by congress to support the secondary mortgages insured by FHA or guaranteed by VA, as well as conventional loans.

Monday, September 7, 2009

Lubbock Farmer's Markets

Wanting to find fresh produce in Lubbock?

Check out this website for information on local farmer's markets:
http://www.applecountryorchards.com/

Vintage Township also has a farmer's market. It is open from the beginning of June to the end of August.

Saturday, September 5, 2009

Realtor.org Article on Fannie and Freddie

Daily Real Estate News

Mortgage Bankers: End Fannie and Freddie The Mortgage Bankers Association is urging the U.S. government to replace Fannie Mae and Freddie Mac with private companies.The Obama administration is considering a couple of options, including shutting them down or merging them into another federal agency.The mortgage bankers would replace Fannie and Freddie with federally regulated private companies that would buy loans, sell them as bonds with their own guarantee, and pay the government for reinsurance.Jaret Seiberg, an analyst at Washington Research Group, said in a research note that the "odds are high for enactment" for the Mortgage Bankers Association's proposal because this would create a practical way to keep mortgage rates low.
Source: The Associated Press, Alan Zibel (09/02/2009)
Taken from http://www.realtor.org/RMODaily.nsf/pages/News2009090305?OpenDocument

Wednesday, September 2, 2009

Getting Your House Ready To Sell

  • Trim trees and shrubs. Clean out your flower bed and invest in a few flats of seasonal flowers. Paint the front door, keep the porch swept, and make sure the doorbell is working properly.
  • Air out your home. All odors must be eliminated, especially those caused by dogs, cats, and cigarettes.
  • Wash all your windows inside and out.
  • Have your carpets cleaned. Wax or polish bare floors.
  • Put bright light bulbs in every socket made for a bulb.
  • Clean out closets, cabinets, and drawers.
  • Make sure rooms are not overcrowded with furniture.
  • Keep the kitchen sparkling clean. Make sure all appliances are clean at all times. Put away unnecessary items on the counter.
  • Bathtubs, showers, and sinks should be freshly caulked.
  • Clean the ashes out of the fireplace.

For more information about selling your home please call me at 806.441.9537 for a free consultation. You can also go to my website at http://www.shannonhcole.com/.